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How Aged Care Fees Work

9 min read

RAD Explained Simply

7 min read

Beyond the Star Rating

8 min read

Means-Tested Care Fee Explained

8 min read

The 9-Step Government Process

10 min read

GUIDES & RESOURCES

Make sense of aged care.

Plain-English guides for families navigating aged care fees, facilities, and decisions.

36 guides

Most read

Fees & Costs

How Aged Care Fees Work

9 min read

Read guide →
Fees & Costs

RAD Explained Simply

7 min read

Read guide →
Finding Care

Beyond the Star Rating

8 min read

Read guide →
Fees & Costs

Means-Tested Care Fee Explained

8 min read

Read guide →
Getting Started

The 9-Step Government Process

10 min read

Read guide →
Getting Started

Start Here

A calm first-steps guide for families after a hospital call or health crisis — what to do in the first week.

8 min read

Read guide →
Getting Started

ACAT Assessment Preparation

What to expect at your aged care assessment, documents to gather, and questions to ask the assessor.

10 min read

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Getting Started

After Your Assessment

The 56-day home care service agreement window (residential approvals don't expire), extension options, appeals, and practical next steps once approval arrives.

4 min read

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Getting Started

The 9-Step Government Process

A plain-English guide to navigating My Aged Care — from your first phone call to move-in day, with document checklists and realistic timeframes.

10 min read

Read guide →
Getting Started

Aged Care Glossary

Plain-English definitions of every acronym and term — ACAT, RAD, DAP, MTCF, SA457, CHSP, AN-ACC and more. A reference guide for Australian families.

5 min read

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Getting Started

What Is Aged Care?

A plain-language introduction to the Australian aged care system for families just starting their research.

5 min read

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Getting Started

2025 Aged Care Act Changes Explained

What the new Aged Care Act means for fees, rights, Support at Home, and families already in care — explained clearly.

8 min read

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Fees & Costs

How Aged Care Fees Work

The basic daily fee, means-tested care fee, and accommodation costs explained clearly with worked examples.

9 min read

Read guide →
Finding Care

Beyond the Star Rating

What star ratings measure, their limitations, and what supplementary data to look at when choosing an aged care home.

8 min read

Read guide →
Finding Care

How Quality Measures Star Ratings Work

The detailed methodology behind the QM sub-rating: risk-adjustment, the 7 indicator domains, composite scoring, and worked examples.

9 min read

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Fees & Costs

RAD Explained Simply

What is a Refundable Accommodation Deposit, how much does it cost, and should you pay it upfront?

7 min read

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Fees & Costs

Means-Tested Care Fee Explained

A full walkthrough of how the government calculates your variable care fee based on income and assets.

8 min read

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Fees & Costs

Aged Care & the Family Home

How selling, renting, or keeping the family home affects aged care fees and the assets test.

8 min read

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Getting Started

Aged Care for Couples

What happens when one partner enters aged care — pension rates, asset assessment, and planning strategies.

7 min read

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Care Types

Home Care Packages Explained

Levels 1–4, what services are covered, wait times, and how to apply.

6 min read

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Finding Care

Understanding Care Minutes

What the 215-minute staffing target means, how to read facility data, and how to use care minutes to compare aged care homes.

7 min read

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Finding Care

What Does My Loved One Eat?

How much aged care homes spend on food, what to look for on a tour, and how to compare food quality across providers.

6 min read

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Care Types

For-Profit vs Not-for-Profit Providers

How ownership type affects care quality, food spend, and staffing — and why individual facility data matters more than averages.

7 min read

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Finding Care

Does the Neighbourhood Matter?

How location affects daily life in aged care — hospital access, family visits, transport, green spaces, and community amenities.

6 min read

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Care Types

Home Care vs Residential Care

A practical guide to choosing between home care and residential aged care. Compare costs, services, and suitability.

8 min read

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Getting Started

The First 8 Weeks: Settling In

A week-by-week guide to settling into residential aged care. What to expect, what to monitor, and when to escalate.

9 min read

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State Guides

Aged Care Costs in Victoria

RAD price ranges for metropolitan Melbourne and regional VIC, plus a full breakdown of fees for 2026.

7 min read

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State Guides

Aged Care Costs in New South Wales

RAD price ranges for metropolitan Sydney and regional NSW, including how Sydney property values affect the means test.

7 min read

Read guide →
State Guides

Aged Care Costs in Queensland

RAD price ranges for Brisbane, Gold Coast, Sunshine Coast, and regional QLD, plus a full fee breakdown for 2026.

7 min read

Read guide →
State Guides

Aged Care Costs in South Australia

RAD price ranges for metropolitan Adelaide and regional SA, plus a full fee breakdown for 2026.

6 min read

Read guide →
State Guides

Aged Care Costs in Western Australia

RAD price ranges for metropolitan Perth and regional WA, including guidance for remote communities.

7 min read

Read guide →
Fees & Costs

Can You Rent Out the Family Home in Aged Care?

How renting out the family home affects the aged care means test, fees, and when keeping it vacant is the better option.

7 min read

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Fees & Costs

Does the Age Pension Cover Aged Care Fees?

What the Age Pension covers and what you still need to pay from savings or family support.

6 min read

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Legal & Rights

What Happens to the RAD When Someone Dies?

How the RAD is refunded after death — timelines, deductions, estate implications, and government guarantees.

6 min read

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Fees & Costs

How Does Super Affect Aged Care Fees?

How superannuation is treated in the aged care means test — accumulation vs pension phase, deemed income, and strategies.

7 min read

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Fees & Costs

Can You Negotiate the RAD Price?

Whether RAD prices are negotiable, how published prices work, and strategies for finding better accommodation value.

6 min read

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Getting Started

How Long Does an ACAT Assessment Take?

ACAT assessment timelines, what to expect, how to prepare, and how to speed things up when care is urgent.

6 min read

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Fees & Costs

What If You Can't Afford Aged Care?

Government support, low-means provisions, financial hardship options, and practical strategies for families struggling with fees.

7 min read

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Care Types

What Is Respite Care and How Much Does It Cost?

Types of respite care, government-subsidised days, costs, and how to use respite as a bridge or trial.

6 min read

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Getting Started

How Long Is the Aged Care Waiting List?

Current wait times for residential care and Home Care Packages, what affects timing, and how to manage the wait.

6 min read

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Getting Started

Aged Care Checklist

A step-by-step checklist for families navigating the aged care system — from assessment to moving in.

5 min read

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Calculator disclaimer: This site provides general information and estimates only. It is not financial advice. Fee rates are updated quarterly from official Australian Government sources including Services Australia and agedcare.health.gov.au. Always verify with Services Australia and consider speaking with an accredited aged care financial adviser (AACFI) before making decisions.

Provider data disclaimer: Provider information is sourced from the Aged Care Quality and Safety Commission Provider Register and the Australian Government’s Star Ratings programme. Pricing information may be provided by providers and is subject to change. Always confirm details directly with providers before making care decisions.

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