Guides

Aged care costs in South Australia.

Adelaide and regional SA RAD ranges, and how to find a South Australian home. National daily fees are the same everywhere.

6 July 20266 minGovernment figures
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Aged care in South Australia

This page is for South Australian families comparing room prices and regions: metropolitan Adelaide, the Barossa and Fleurieu, the Limestone Coast, and regional towns.

The government daily fee and means-test rules are national: the same in South Australia as everywhere else. For that national explanation, use what you pay in aged care.

National fees vs South Australia RAD

Your parent or partner still faces the same three fee types in South Australia: the basic daily fee, the means-tested care fee, and accommodation (RAD or DAP). Government rates for the first two are identical in every state. What this page covers is South Australia's room-price market.

For rates, caps, and worked examples of the national fees, read what you pay in aged care. For how the means test itself is calculated, see the means-tested care fee guide. The quick reference below is only so you can see how the national numbers sit beside a South Australian RAD.

Basic daily fee
$66.80/day ($24,398.70/yr)
Everyone
Means-tested care fee (MTCF)
$0–$35,910.43/yr (annual cap)
Those with income/assets above thresholds
Accommodation (RAD or DAP)
Facility-set; lump sum, daily fee, or combination
Those assessed as not low-means
Tip: Use our aged care cost calculator to get a personalised estimate for your South Australian situation.

Accommodation costs (RAD/DAP) in South Australia

Accommodation can be paid as a Refundable Accommodation Deposit (RAD)— refunded in full when you leave — or as a Daily Accommodation Payment (DAP) at the current MPIR of 8.43% per year.

South Australia RAD price ranges (2026)

Metropolitan Adelaide
$280,000–$750,000
$65–$173/day
Regional cities (Mount Gambier, Whyalla, Port Augusta)
$200,000–$480,000
$46–$111/day
Rural SA (Spencer Gulf, Eyre Peninsula, outback)
$100,000–$320,000
$23–$74/day
Note: Every facility publishes its exact RAD on My Aged Care before you sign anything. You can also request a written fee estimate letter from any facility.
RAD vs DAP: If you pay the full RAD upfront, you pay no daily accommodation fee. If you keep the money invested elsewhere but earn less than 8.43%, paying DAP will cost more than the return you earn. Most financial advisers suggest comparing the opportunity cost of your specific situation.

Homes on Aged Care Circle

These are example aged care facilities.

  • Emerald Hill Residence

    Emerald Hill Residence

    SOUTH MELBOURNE, VIC

    RAD
    $765K–$1220K
  • St Basil's Miranda

    St Basil's Miranda

    MIRANDA, NSW

    RAD
    $575K–$680K
  • The Brodribb Home

    The Brodribb Home

    TOOWOOMBA, QLD

    RAD
    $500K–$720K

Find homes near you

Regional breakdown

Metropolitan Adelaide

Adelaide's eastern suburbs and inner-city areas typically have the highest RADs ($400,000–$750,000). The northern and southern suburbs are more affordable ($280,000–$450,000). Adelaide's compact size means most metro residents can reach multiple facilities easily.

Barossa and Clare valleys

The wine regions north of Adelaide have community-owned facilities serving local populations. RADs are generally $180,000–$350,000. These facilities often have strong community connections and consistent staff.

Fleurieu Peninsula

The Fleurieu region (Victor Harbor, McLaren Vale, Goolwa) has an established aged care network serving a significant retiree population. RADs typically range from $200,000 to $400,000.

Mount Gambier and Limestone Coast

South Australia's second-largest regional centre has several facilities with RADs generally $150,000–$320,000. The Limestone Coast region has community-based providers in smaller towns.

Spencer Gulf and outback SA

Whyalla, Port Augusta, and Port Pirie have facilities serving industrial and agricultural communities. Remote outback SA has very limited aged care supply, with some facilities operating as low-means providers.

Finding a provider in South Australia

South Australia's sector is dominated by well-regarded not-for-profit organisations including Resthaven, Helping Hand, Southern Cross Care, and Uniting Care, with several faith-based and community providers in regional areas.

  1. Search myagedcare.gov.au for SA facilities by suburb or region.
  2. Review each facility's published RAD, star rating, and compliance history.
  3. Request a fee estimate letter before committing. SA's not-for-profits generally have a reputation for being willing to discuss fee arrangements openly.

Tips for South Australian families

  • Adelaide's moderate property values work in your favour. SA residents with an Adelaide home typically face lower means-tested fees than equivalent families in Sydney or Melbourne, as the asset value is lower.
  • Not-for-profit providers are strong in SA. SA has a high proportion of not-for-profit aged care providers, which many families find preferable in terms of culture and care approach.
  • Check the lifetime fee cap. The MTCF lifetime cap of $86,185.23 means that once your total means-tested fees reach this amount, you pay no further means-tested fees — for life. Read our MTCF guide for full details.
  • Regional SA facilities can be excellent. Some of SA's highest-rated facilities are in regional areas, with strong community ties and consistent staffing. Read our family home guide before making decisions about the family property.

Frequently Asked Questions

Disclaimer: This guide is for general information only and does not constitute financial, legal, or medical advice. Government rates and thresholds change periodically — always verify figures with Services Australia or a qualified aged care financial adviser before making decisions. Last verified: 6 July 2026.