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Estimate your aged care costs.

Choose a calculator — each takes a few minutes.

Residential care costs
RAD, DAP & means-tested fee · ~3 min
Support at Home
Package budget & client contributions · ~3 min
RAD vs DAP comparison
Lump sum vs daily payment · ~2 min

Not sure which one? Read how aged care fees work.

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Estimate your aged care costs.

Free, personalised cost estimates based on official government rates. Choose a calculator below — each takes about five minutes.

Residential Care Cost Estimator

Estimate your means-tested care fee, accommodation costs (RAD/DAP),basic daily fee, and total residential care costs based on your income and assets.

Calculate residential costs

RAD vs DAP Comparison Tool

Compare paying accommodation as a lump-sum Refundable Accommodation Deposit (RAD) versus daily payments (DAP) to find which option suits your financial situation.

Compare RAD vs DAP

Support at Home Estimator

Estimate your Support at Home program budget across all eight classifications and see client contributions based on pension status.

Calculate Support at Home costs

Home Care Calculators

Choose Support at Home or the legacy Home Care Package calculator if you already hold an assigned package.

Open home care calculators

Need help understanding costs?

Aged care finances can be complex — especially when assets, pensions, and accommodation payments interact. A specialist aged care financial adviser can help you make the right decisions for your situation.

Find a financial adviserRead our fees guide

You can also call My Aged Care on 1800 200 422 for free, independent guidance.

Need help? Contact a support service

My Aged Care 1800 200 422OPAN Advocacy 1800 700 600Find a financial adviser
Aged Care Circle

Helping families navigate aged care costs with clarity and confidence.

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Calculator disclaimer: This site provides general information and estimates only. It is not financial advice. Fee rates are updated quarterly from official Australian Government sources including Services Australia and agedcare.health.gov.au. Always verify with Services Australia and consider speaking with an accredited aged care financial adviser (AACFI) before making decisions.

Provider data disclaimer: Provider information is sourced from the Aged Care Quality and Safety Commission Provider Register and the Australian Government’s Star Ratings programme. Pricing information may be provided by providers and is subject to change. Always confirm details directly with providers before making care decisions.

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